Privacy Policy

Who we are

FinBharath (“we”, “us”) operates the website finbharath.com. The Service is operated by Satya Kiran (sole proprietor), based in Hyderabad, Telangana, India, who is the data fiduciary for the purposes of this policy. This policy explains what personal information we collect, why we collect it, and how we handle it. It is written for compliance with India’s Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 and the Digital Personal Data Protection Act, 2023.

What we collect

• Account data: Your name and email when you sign in via Google or email/password (handled through Firebase Authentication).
• Learning data: Lessons completed, quiz answers, and progress, stored under your account in Firebase Firestore.
• Payment data: When you upgrade to Pro, payment is processed by Razorpay. We receive only the order ID, payment ID, and signature; we do not see or store your card number, UPI ID, CVV, or banking credentials.
• Technical data: Standard server logs (IP address, user agent, request timestamps) for security and abuse prevention.

Why we collect it

• To create and maintain your account and let you sign in.
• To track your progress through the curriculum and resume where you left off.
• To process your one-time Pro payment and grant you access.
• To respond to support requests.
• To detect abuse, prevent fraud, and keep the Service secure.

Who we share it with

We do not sell your personal data. We share it only with the third-party processors required to run the Service:

• Google Firebase (Authentication, Firestore, hosting infrastructure).
• Razorpay for payment processing.
• Vercel for application hosting.

Each of these processors has its own privacy policy and processes your data on our behalf. We may also disclose data if required by law or a valid legal request from Indian authorities.

Cookies and similar technologies

We use a small number of cookies and browser storage entries: a session token to keep you signed in, and a preference token if applicable. We do not use third-party advertising cookies on the paid product. If we add analytics in future (e.g. Google Analytics), this policy will be updated.

How long we keep your data

Account and learning data are retained for as long as your account is active. Payment records are retained for a minimum of 8 years to comply with Indian tax and accounting laws. You can request deletion of your account at any time (see “Your rights” below).

How we protect it

We use HTTPS in transit, Firebase’s server-side security rules, and server-side payment signature verification. No system is perfectly secure; you should use a strong, unique password and not share it.

Your rights

Under Indian data protection law, you have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data (subject to retention requirements above).
• Withdraw consent for non-essential processing.

To exercise any of these rights, email us at raviyelisetti99@gmail.com.

Children

The Service is not intended for users under 13. If you are between 13 and 18, you may use the free tier with parent/guardian consent; payment must be authorized by a parent or guardian.

Grievance officer

In compliance with the Information Technology Act, 2000 and Rule 5(9) of the SPDI Rules, 2011, the grievance officer for FinBharath is:

Complaints are acknowledged within 24 hours and resolved within 15 days. For a written postal address, email the grievance officer and we will share it on request. See also our Contact page.

Changes to this policy

We may update this policy. Material changes will be notified on the Service. The “Last updated” date at the top reflects the most recent revision.